by LJC Insurance | 29-nd+00:00Z-1986 | 2024, Blog, business owners, Family, financial advice, Financial Planning, individuals, Investment, Retirees, retirement
With the upcoming 2024 Canadian tax rule changes, it’s important to review your financial strategies. We’ve identified the key changes that we expect to influence financial decisions for investors, business owners, incorporated professionals, retirees, and...
by LJC Insurance | 29-th+00:00Z-1986 | Blog, business owners, Estate Planning, Family, Financial Planning, incorporated professionals, individuals, Investment, mortgage, personal finances, Professional Corporations, Professionals, Retirees, retirement, tax
On April 16, 2024, Canada’s Deputy Prime Minister and Finance Minister, Chrystia Freeland, presented the federal budget. While there are no changes to federal personal or corporate tax rates, the budget introduces: An increase in the portion of capital gains...
by LJC Insurance | 29-rd+00:00Z-1986 | Blog, Family, Financial Planning, Investment, Registered Education Savings Plan, Retirees, retirement, rrsp, tax, Tax Free Savings Account
2024 Financial Calendar Welcome to our 2024 financial calendar! This calendar is designed to help you keep track of important financial dates and deadlines, such as tax filing and government benefit distribution. You can bookmark this page for easy reference or add...
by LJC Insurance | 29-nd+00:00Z-1986 | Blog, Investment
Investing in a fund requires a good understanding of its associated costs, including the Management Expense Ratio (MER). In this article and infographic, we’ll break down the different components of the MER. Understanding the Management Expense Ratio The...
by LJC Insurance | 29-st+00:00Z-1986 | Blog, Investment
The First Home Savings Account (FHSA) is a savings plan designed for first-time home buyers in Canada, which allows them to save up to $40,000 tax-free. Contributions to an FHSA are tax-deductible, similar to Registered Retirement Savings Plans (RRSP). Additionally,...
by LJC Insurance | 29-st+00:00Z-1986 | Blog, business owners, Estate Planning, financial advice, Financial Planning, Group Benefits, health benefits, Insurance, Investment, tax
10 Essential Decisions for Business OwnersBusiness owners are busy… they are busy running a successful business, wearing lots of hats and making a ton of decisions. We’ve put together a list of 10 essential decisions for every business owner to consider; from...