by LJC Insurance | 29-th+00:00Z-1986 | Blog, Estate Planning, financial advice, tax
A common belief among Canadians is that they will be taxed on money they inherit. However, Canada does not impose an inheritance tax. Instead, after someone passes away, their final tax return must be filed, covering the income they earned up to the date of death. Any...
by LJC Insurance | 29-th+00:00Z-1986 | Blog, Debt, disability, disability insurance, Family, financial advice, Financial Planning, individuals, Insurance, rdsp
Taking charge of your family’s financial well-being through effective budgeting is a crucial step in securing a brighter future. We’ll explore the significance of budgeting and provide practical tips to help you manage your money wisely while ensuring the...
by LJC Insurance | 29-rd+00:00Z-1986 | Blog, Debt, Family, financial advice, Financial Planning, incorporated professionals, individuals, Investment, personal finances, Professionals
Life can throw unexpected events your way that can hit you in the wallet. Whether it’s falling ill, getting laid off, or facing hefty repair bills for your car or home, these situations can strain your finances. To stay ahead and avoid falling into debt,...
by LJC Insurance | 29-rd+00:00Z-1986 | Accountants, Blog, business owners, Center of Influences, Estate Planning, Family, farmers, financial advice, Financial Planning, incorporated professionals, individuals, Insurance, Investment, life insurance
Our Network of Professionals As a financial advisor, my primary goal is to help you achieve financial clarity. I do this by accessing a network of dedicated professionals, each bringing their unique expertise to the table. Together, we provide personalized advice and...
by LJC Insurance | 29-st+00:00Z-1986 | Blog, Family, Group Benefits, Insurance
Group Insurance vs Individual Life Insurance“I already have life insurance from work, so why do I need to get it personally?” or “Work has got me covered, I don’t need it.”While it’s great to have group coverage from your employer or association, in most cases, people...