by LJC Insurance | 29-nd+00:00+00:00-1986 | Blog, Tax Free Savings Account
Understanding the Tax-Free Savings Account (TFSA) is essential for all Canadian residents looking to make the most of their investment opportunities. In this comprehensive guide, we will break down everything you need to know about TFSA, from eligibility requirements...
by LJC Insurance | 29-nd+00:00+00:00-1986 | Blog, Insurance, life insurance
You may have had life insurance for as long as you can remember. You wanted to make sure that your family would be taken care of and be able to pay their bills if anything happened to you.But now that you’re older and your children are grown – and hopefully your...
by LJC Insurance | 29-th+00:00+00:00-1986 | 2023, Blog, Family, financial advice, Financial Planning, Registered Education Savings Plan
What is an RESP? A Registered Education Savings Plan (RESP) is a unique savings account available in Canada, designed to assist individuals, such as parents or guardians, in saving for a child’s post-secondary education. Notably, anyone can open an RESP for a...
by LJC Insurance | 29-st+00:00+00:00-1986 | Blog, tax
Don’t lose all your hard-earned money to taxesTax planning is an essential part of managing your money – both while living and after your death. You want to maximize the amount of money to your beneficiaries, not the government. We have three tips to help you reduce...
by LJC Insurance | 29-st+00:00+00:00-1986 | Blog, pension plan, Retirees, retirement, rrsp, Tax Free Savings Account
Many of us dream of the day that we can retire and have the time to ourselves that we have dreamed of for so many years. But, to have a genuinely contented and relaxing retirement, you need to ensure that you have the means to afford it. So, now’s the best time...
by LJC Insurance | 29-nd+00:00+00:00-1986 | Blog, Investment
Investing in a fund requires a good understanding of its associated costs, including the Management Expense Ratio (MER). In this article and infographic, we’ll break down the different components of the MER. Understanding the Management Expense Ratio The...
