by LJC Insurance | 29-th+00:00Z-1986 | Blog, business owners, Family, individuals, life insurance
You most likely do, but the more important question is, What kind? Whether you’re a young professional starting out, a devoted parent or a successful CEO, securing a life insurance policy is probably one of the most important decisions you will have to make in your...
by LJC Insurance | 29-st+00:00Z-1986 | Blog, business owners, corporate, life insurance
One of the financial planning issues that business owners face is how to access their corporate earnings in a tax efficient way.There are 5 standard methods:SalaryDividendShareholder LoansTransfer Personal AssetsIncome SplittingThere are also unique ways utilizing...
by LJC Insurance | 29-th+00:00Z-1986 | Blog, Family, individuals, life insurance
Before buying insurance from your bank to cover your mortgage, understand the difference between self owned mortgage life insurance and bank owned life insurance. The key differences are ownership, premium, coverage, beneficiaries and portability.Ownership:Self: You...
by LJC Insurance | 29-st+00:00Z-1986 | Blog, buy sell, critical illness insurance, disability insurance, Group Benefits, health benefits, incorporated professionals, Insurance, life insurance, travel insurance
For incorporated professionals, making sure your practice is financially protected can be overwhelming. Incorporated professionals face a unique set of challenges when it comes to managing risk. Insurance can play an important role when it comes to reducing the...
by LJC Insurance | 29-th+00:00Z-1986 | Blog, life insurance
You know you need life insurance – but you’re not sure which kind is best for you. We can help you with that decision. There are two main kinds of life insurance: Permanent, which lasts for your entire life. Term, which is only good for a set amount of time. No matter...
